We believe that every business should be entitled to obtaining the most out of their insurance spend. We specialize in solving the challenges confronting businesses and offer straightforward, common sense services that help identify, evaluate and control the total cost of risk in a constantly changing environment. We can easily perform the following services at no extra cost:
Safety Culture Analysis & Discovery – assessments of job hazards, behavior based studies, incident tracking, safety & quality inspections, as well as heat illness prevention
Compliance – assessment of compliance with corporate, legal and industry standards, such as OSHA, DOT, EPA and NFP including IIPP compliance
Ergonomics – evaluation of equipment and ergonomic training for selected facilities and industry segments, including online self-assessment tools
Industrial Hygiene / Occupational Health – control of chemical, physical or biological hazards, such as indoor air quality, noise, mold or airborne concentrations of harmful chemicals
Training – a full range of training courses and workshops to suit executives and employees alike, including the development of custom safety training, orientation programs, videos and web-based services
We believe workers compensation claims advocacy to be very important. With today’s trending medical cost containment factors, this could negatively impact the bottom line of any business. We walk our clients through a workers compensation claims implementation plan.
First, we coordinate implementation meetings with carriers and our in-house safety and health advisory team. However our clients want to utilize this service, we deliver.
Then, we confirm the carriers claim reporting procedures, and through our service platform and client portal, we simplify HR’s requirements with the reporting process.
A confirmation of the Medical Provider Network roll- out with our clients carrier team will be performed, including participation in claims reviews.
Our claims advisors work in tandem with our clients on scheduling claim reviews in a written service plan for HR efficiencies.
We provide detailed reports, including historical claims reviews of all open indemnity claims analyzing where improvements can be made. We make continuous recommendations to adjusters to overcome and challenge any over-reserving. We communicate these recommendations together and put forth our action plan.
During the claim review process, we strive to close and reduce as many claims and reserves as possible to help minimize the impact to the premium at renewal.
We produce action summaries for all parties noting the projected outcomes and expected results.